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Lisa Tette

Free tool for investors

BRRRR calculator

Buy, rehab, rent, refinance, repeat. See how much of your cash you might be able to pull back out after a refinance, and what the property could cash flow afterward.
Buy and rehab
Refinance

Default rate last updated October 1, 2026. Your actual rate depends on your lender and credit.

Rent and expenses

Cash left in the deal

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All of your cash comes back out at the refinance in this scenario.

Enter a purchase price and ARV to see results.

Cash invested before refinance
Refinance loan
Cash pulled out
Equity after refinance
Monthly cash flow
Cash-on-cash return

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Questions people ask

What does BRRRR stand for?
Buy, rehab, rent, refinance, repeat. It's a strategy where investors buy a property that needs work, improve it, rent it out, and then refinance to pull out cash for the next deal.
What does "cash left in the deal" mean?
It's how much of your own money is still invested after the refinance. The less cash left in the deal, the more you have available for your next property.

This calculator provides estimates for illustration only. It is not a loan approval, a guarantee of financing, or financial, tax, or legal advice. Talk with a licensed lender, attorney, or tax professional about your specific situation.

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